Terms & Conditions

General information only

Website content is provided for general educational and informational purposes. It is not legal, tax, medical, or financial advice and is not a substitute for reviewing official plan documents or speaking with an appropriate professional.

No offer or guarantee of coverage

Nothing on this website is an offer, binder, or guarantee of insurance coverage, benefits, eligibility, pricing, enrollment, or payment of a claim. Coverage is subject to carrier rules, service area, availability, eligibility requirements, enrollment periods, plan terms, and applicable law. Official carrier and plan documents control if they differ from information on this site.

Submitting the contact form does not create an agent-client relationship, enroll you in a plan, change or cancel coverage, or guarantee a response by a particular deadline. Do not use the form for urgent coverage changes or time-sensitive enrollment requests.

Your responsibilities

You agree to provide accurate, current information and to review all applications, plan materials, costs, provider networks, formularies, effective dates, and other coverage details before making a decision. You are responsible for protecting your own devices and for not using the site in a way that is unlawful, harmful, disruptive, or attempts to gain unauthorized access.

Third-party services and links

The site may link to insurance carriers, government resources, and other third-party websites. RMH Insurance does not control those sites and is not responsible for their content, availability, security, or privacy practices. A link does not imply endorsement of every product, service, or statement on the linked site.

Website content and availability

We work to keep website information useful and current, but we do not warrant that it is complete, accurate, error-free, or always available. Insurance rules, carrier participation, plan details, and enrollment requirements can change. We may update, suspend, or remove website content or features at any time.

Intellectual property

Unless otherwise stated, the text, design, branding, graphics, and other original content on this site belong to RMH Insurance or are used with permission. You may view and print site content for your personal, noncommercial use. You may not reproduce, distribute, modify, or commercially exploit it without prior written permission.

Disclaimer and limitation of liability

To the fullest extent permitted by law, the site is provided “as is” and “as available,” without warranties of any kind. RMH Insurance will not be liable for indirect, incidental, special, or consequential losses arising from your use of, or inability to use, the site or reliance on its content. Some jurisdictions do not allow certain exclusions, so parts of this section may not apply to you.

Privacy

Our Privacy Policy explains how we handle information collected through this website and is incorporated into these terms.

Changes to these terms

We may revise these terms from time to time. Updated terms will be posted on this page with a new last-updated date. Your continued use of the website after an update means you accept the revised terms.

Contact us

If you have questions about these terms, please use the contact form on our homepage.